Here are nine examples of life situations that show how auto insurance can be tailored to better protect individuals and families. These examples are for illustrative purposes only and are not intended to reflect everyone’s unique situation. Before making changes to your policy, think about your needs and circumstances, review your current coverage and speak to your broker. It’s also important to review your private or workplace benefits plans as you may already be covered elsewhere.
What Ontario Drivers Need to Know
Statutory Accident Benefits (SABs) can provide financial support if you are injured in a car accident. These benefits can be available regardless of who caused the accident and can cover things like medical treatment, rehabilitation and income if you can’t work because of your injuries.
Learn more about what's becoming optional and what's staying the same.
Here are nine examples of life situations that show how auto insurance can be tailored to better protect individuals and families. These examples are for illustrative purposes only and are not intended to reflect everyone’s unique situation. Before making changes to your policy, think about your needs and circumstances, review your current coverage and speak to your broker. It’s also important to review your private or workplace benefits plans as you may already be covered elsewhere.
Do you need optional accident benefits?
Starting July 1, 2026, Ontario is changing auto insurance to give you more flexibility and control over your coverage. To learn more about the changes to optional accident benefits, what each benefit includes and who is covered, review or download this checklist.
