Peace-of-Mind Protection
    Office

    Talk to your broker about customized insurance protection for your office or commercial building.

    BUILDING COVERAGE

    • Replacement cost (optional)
    • Increased reconstruction costs due to bylaws
    • Accidental breakage of glass and signs

    EQUIPMENT COVERAGE

    • Replacement Cost (optional)
    • Optional theft coverage
    • Optional mechanical breakdown to computers
    • Optional sewer/sump back-up

    STOCK COVERAGE

    • Optional theft coverage
    • Market value for stock on shelves
    • Damage resulting from change in temperature
    • ‘Peak season’ coverage automatically increases stock limits up to 25%

    LOSS OF INCOME COVERAGE

    • Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

    CRIME COVERAGE

    • Contents including cash
    • Optional coverage for loss resulting from employee dishonesty

    Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.